In an interview with MoneyGeek, Producer Myles Trempe discussed key things to consider when choosing a car insurance company; how individuals can assess how much coverage they’ll need; and strategies to get the best possible quote.

“When selecting a car insurance company, of course price and coverage are essential, but you also want to work with someone reputable who can actually help you with a claim,” Myles commented. “Factors such as financial strength of the company, customer experience and service, and expertise should be a consideration.”

He added that ideally, you should talk with an insurance agent who can explain policy language, coverage options and costs, noting agents can also identify discounts you may not be aware of. “Because independent insurance agents work with a variety of companies, they can find a policy that fits your needs and budget,” he said.

Read the full interview here.