An additional endorsement that could bring you peace of mind is Limited Water Damage Coverage. These are losses caused by water or water-borne material that backs up through sewers or drains from off the insured premises; water that overflows or discharges from a sump pump or related equipment; or water that exerts pressure or seeps from below the surface of the ground through an insured structure. This coverage is not flood insurance; Wallace & Turner can answer your questions about this separate coverage. Contact us at (937) 324-8492 or lmiller@wtins.com.